Being employed is one of the most important experiences in a person’s life.
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Among other reasons, it provides financial security for the employee.
However, it is easy to face financial difficulties if one doesn’t plan well.
YEN.com.gh brings you five reasons you could end up broke even before the month ends.
Almost every employee in Ghana owns a mobile phone.
Whilst it is an important tool that makes life a lot easier, you could end up penniless if you constantly spend money on airtime.
The temptation of try out fancy meals always becomes intense the moment your salary gets to your bank account.
Cut down on the consumption of such foods and you could have enough to last you till the end of the month.
3. Fashion accessories
It is important to look and feel good.
Your dress code sends an important message to people who see you.
It is however important to restrain yourself from overspending, as it may cost you at the end of the day.
We all cherish the latest version of cell phones.
Companies that produce such devices employ smart marketing strategies to ensure that we fall in love with their products.
It is always important to draw a budget before you go for your dream phone.
The temptation to grab a beautiful bag is quite strong.
Do pause and consider your finances before you take that step.
More importantly, ask yourself whether you really need it.