Best Investment Banks in Ghana: Top 10

Best Investment Banks in Ghana: Top 10

The banks in Ghana have come a long way to become what they are today. The growth of these banks has made it possible for them to catch up with other countries' fast-growing economies which had made Ghana one of the most developed countries economically in western Africa now. This has also given education and commerce a chance to improve in the country. On March 4th, 1957, the Bank of Ghana was established, and then it was followed by other banks which helped in the country’s economic growth. Now, the Ghanaian banking system is structured well to meet its economic needs and requirements. Read down below to check the list of the best investment bank in Ghana - top 10.

Best Investment Banks in Ghana - Top 10

In 1989, some laws were made to improve the overall economic system of the country, and this has definitely changed many things for the better, as those laws required that the banks keep a specific minimum capital base by introducing limits to borrowers. In addition, major upgrades have been made to the banking system in the beginning of the 1990s. Although Ghanaian banks offered very high lending rates in the early 1990s compared to other countries in western Africa, they still managed to take part in different and successful businesses due to the high deposit rates in its banks. In the last few years, Ghana was considered as one of the top 3 African countries when it comes to the freedom of the press and the freedom of speech, which makes the country have a strong social capital as well. In addition, Its economic performance has improved significantly in the first half of 2017, after a slippage in 2016.

READ ALSO: Microfinance companies in Ghana

The Best Investment Bank 2019/2020

Stanbic Bank was named as the best investment bank in Ghana at the Global Finance Awards in the United Kingdom. The Global Finance Awards is mainly a program that takes place every year to determine the key players in the banking industry and financial services in many countries around the world. It also aims to reward financial institutions that are achieving great improvements in their respective fields through innovative and cooperative methods and strategies. Stanbic Bank is one of the most famous and biggest banks in Africa, as it has branches in many African countries including Botswana, Ghana, Malawi, Kenya, the Democratic Republic of the Congo, Tanzania, South Sudan, Nigeria, Zambia, Zimbabwe, and Uganda. It is mainly a division of Standard Bank that is based in South Africa.

Best Investment Banks in Ghana - Top 10

List of Best Investment Banks

Following Stanbic Bank, here is a list of the best-known investment banks in Ghana, as they are all known to offer great interest rates and deposits for their customers.

Sovereign Bank

It is one of the most successful financial institutions in the country, as it aims to make a difference in the financial services and banking fields when it comes to the quality of delivering its services to customers and the way of offering its products. It has a specific foreign exchange unit that is dedicated to finding innovative solutions to complex foreign exchange issues. Its website has a very nice and easy-to-use interface for its customers so that they can manage all their financial and banking operations online while knowing that they enjoy the highest level of online banking security.


It is mainly famous for its education plus program that aims to help students pay for their annual education fees wherever they are so that they can graduate from recognized and reputable universities. Thus, it is has made a remarkable contribution to the improvement of higher education in Ghana during the last years. It also has many lending plans for startups with a small interest. It also has variable investment opportunities for many people according to their income, and it has proved to be one of the most popular banks in Ghana because of its convenient interest rates.

Capital Bank

The bank was founded a microfinance company by William Ato in 2009. It is a private bank that is licensed by the bank of Ghana, and it specializes in commerce and national development, but its license was revoked a few months ago on August 14th, 2017. It was then taken over by GCB bank. It used to offer very good investment rates for its customers in Ghana. It was the among the first banks that introduced the speed banking service, which allowed customers to deposit money in their bank accounts through their phones without having to be at the bank’s location.

GN Bank

It is a private commercial bank in Ghana that has many branches all over the country. It is very known for its main goal, which is to provide excellent customer service anywhere and at any time to its clients and customers. It offers many financial products to its clients including checking and savings accounts, housing loans, and employee loans. Its website has a very nice and easy-to-use interface that its clients can use for safe online banking services.

Best Investment Banks in Ghana - Top 10


It is one of the most famous and reliable banks in Ghana, as it has a very good reputation among its clients. It is a private bank that provides various banking services since January 2001. It offers mobile banking and internet banking services to its customers so that they can manage their accounts with ease from any location without having to visit the branch.

Access Bank

It is a Ghanaian bank that is considered among the leading banks in western Africa due to its reliable services and history. It offers asset management services, investment services, and corporate banking services to its clients. Its clients can also use internet banking to manage their accounts online. It has proved to be very successful in corporate banking; making it one of the best investment banks in the country.

First National Bank

It has many investment options for its regular and business customers that fit a wide range of clients. In addition, its website offers a lot of valuable information about all its services. The board of directors and managers of the bank was elected by its stockholders to represent their interest. It is considered one of the best investment banks in Ghana.

UBA Ghana

United Bank for Africa was one of the first foreign banks to enter the country in January 2005. The bank has been working lately on many innovations that led to a great overall customer experience. It seeks to make its innovative services available for the majority of the Ghanaian people. UBA Ghana was the first bank to introduce the cashless bank account service, which permits any Ghanaian resident to open a bank account without an initial deposit. It was also one of the first banks to introduce the SMS/email alert service, which made it able for its customers to receive immediate account related information on their cell phones and email accounts.

First Atlantic Bank

It is one of the top investment banks as it has many very convenient services for its customers. It offers business and private banking services that enable its customers to manage their bank accounts online without having to visit the bank. In addition, it has a great website with a very simple interface that anyone can use. The First Atlantic Bank has more than 20 years of banking experience in the country, and its mission is to provide superior financial solutions for its customers.


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