With effect from June 1, 2016 all vehicle owners in Ghana will have to obtain an ECOWAS Brown Card insurance certificate to ensure prompt and fair compensation to victims of motor accident caused by non-citizen motorists from other ECOWAS member states.
Until the current directive, the ECOWAS Brown Card Insurance Certificate was one of the required documents for vehicle being taken out of Ghana. It is a third-party liability insurance cover issued to vehicles driving from their country to any ECOWAS member country.
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The ECOWAS Brown Card scheme was introduced in 1982 following the signing of the ECOWAS Brown Card Protocol by the ECOWAS heads of state to facilitate the free movement of goods and services.