Top 15 online jobs in Ghana that pay through mobile money in 2025

Top 15 online jobs in Ghana that pay through mobile money in 2025

Many people use multiple online platforms to earn a decent living. You can explore reliable online jobs in Ghana that pay through mobile money. These jobs include working as a virtual assistant, trading in forex, participating in the Jumia KOL program, and drop shipping. Read below to learn how to get started and which websites to visit.

Two women working together with their laptops
Remote jobs are ideal for many because they are flexible, and one can have multiple jobs. Photo: pexels.com, @Christina Morillo/15ghana.com (modified by author)
Source: UGC

TABLE OF CONTENTS

Key takeaways

  • Online jobs in Ghana that pay through mobile money are convenient and make cashing out easier.
  • Some positions require prior experience, while others allow you to learn on the job.
  • There are several options for students, including writing jobs, call center roles, and social media management.

Online jobs in Ghana that pay through mobile money

Online jobs have become increasingly common in today’s world. Following the COVID-19 pandemic, many people had to adapt to working from home. Below are some of the best online jobs in Ghana that pay through mobile money transfer.

No.Job
1.Forex trading
2. Drop shipping
3. Triaba website
4. Social media manager
5. PePaPa platform
6. Blogging
7. Online tutoring
8. Virtual assistant

This article highlights numerous online jobs in Ghana that you can choose from. Some require a specific educational background and experience, while others do not. Similarly, some jobs require a small amount of capital, while others only need you to have the necessary skills and tools.

Most of these remote jobs pay through bank accounts, but you can easily withdraw your earnings using mobile money services. You can find employment through the opportunities listed below.

1. Forex trading

A laptop and phone screen showing forex trade live
Forex trading is permitted in Ghana as long as it is conducted legally and any profits are declared for taxes. Photo: unsplash.com, @Austin Distel; pexels.com, @Anna Nekrashevich (modified by author)
Source: UGC

Forex trading, also known as foreign exchange or FX trading, has become quite popular worldwide and is an excellent source of income for many. It involves converting one currency into another.

There are many forex brokers in Ghana, including FXTM, AvaTrade, BlackBull Markets, and Eightcap. These are among the many platforms offering online jobs in Ghana that pay students through mobile money.

Forex trading is permitted in Ghana if it is conducted legally through proper brokers, and any profits are declared for taxes. Meanwhile, cryptocurrency was banned because it is unregulated and is not recognized as a legitimate currency. The Bank of Ghana urges the general public not to engage in crypto-related activities.

2. Drop shipping

A laptop and several parcels ready for shipping
Drop shipping involves helping clients to receive their orders without you having a physical business. Photo: pexels.com, @cup of couple; unspalsh.com, @Cheng (modified by author)
Source: UGC

Many Africans are making a living through drop shipping. Drop shipping involves helping clients receive their orders without you having a physical business to stock the products.

To start a drop shipping business in Ghana, find an online supplier with products you want to sell. Advertise the supplier’s products and prices on your website or social media accounts.

When customers who want to buy from you pay for the items, you pick them from the supplier and pay their original price. Then, you deliver the items to the customers and keep the profits. Drop shipping is perfect if you are looking for online jobs in Ghana that pay daily through mobile money.

3. Amazon associates program

Amazon Associates logo and boxed pilled on a cart
Amazon associates earn commissions from successful sales. Photo: Facebook, @AmazonAssociates; unsplash.com, @Bastian Riccardi (modified by author)
Source: UGC

Amazon online jobs in Ghana will pay you monthly into your bank account. You decide which mobile money platform to use when withdrawing the money instead of cashing it out over the counter.

The Amazon associates program allows bloggers, publishers, and content creators to monetize their traffic. In return, the associates earn commissions from successful sales. Hundreds of thousands of products on the Amazon e-commerce website require advertisement.

So, join the company’s associates program, choose the products, use link-building tools to direct your audience to them, and earn commissions from successful sales.

Take advantage of this opportunity. The Amazon associates program is among the best online jobs in Ghana that pay through mobile money without investment.

4. Opera News Hub

A woman working on her laptop and the Opera News App logo
You need some experience typing and writing to write Opera news hub articles. Photo: pexels.com, @Christina Morillo; Facebook, @operanewsaf (modified by author)
Source: UGC

Opera News Hub offers online typing jobs in Ghana that pay through mobile money. You need some experience in typing and writing to do these jobs. Visit the Opera News Hub signup page and register. You will undergo screening to ascertain your ability to deliver what the job entails.

The screening entails choosing a topic, writing an article about it, and publishing it. The news hub will review your published article, and if it approves your post, you will join the Opera writing team. Opera News Hub easily rank among the top 15 online jobs in Ghana for students due to the ease of work.

5. Triaba

A person working on their laptop sitting on stairs and the Triaba logo
Triaba has simple online surveys that students and the working class can complete. Photo: pexels.com, @Ketut Subiyanto; Facebook, @Triabacom (modified by author)
Source: UGC

Make money online with your phone in Ghana through the Triaba website. The platform has simple online surveys that the students and the working class can complete. To do these surveys, register on the website and select the kind of surveys you want to get.

You earn between $0.13 to $2.25 for every survey you complete. Surveys are among the best online jobs that pay daily in Ghana without investment.

6. Social media manager

A phone screen showing apps
Social media managers create engaging online content for brands. Photo: pexels.com, @Pixabay, @Lisa Fotios (modified by author)
Source: UGC

Social media management is one of the top online jobs that pay through mobile money in Ghana. To get this position, search for companies looking for a social media manager. Then apply to as many companies as possible to increase your chances of being hired.

Social media managers create engaging online content for brands. They also manage social media accounts regarding messaging, page growth, lead generation, and comments. Since the work is remote, it is one of the best online jobs in the USA for Ghanaians.

7. PePaPa

PePaPa Ghana logo and a woman sitting in a cafe while working on her phone
Pepapa is an online platform for selling and buying products in Ghana. Photo: Facebook, @pepapamarket, pexels.com, @wocintechchat (modified by author)
Source: UGC

The PePaPa platform connects online buyers and sellers. You can advertise products by creating a guest, business, or personal account on the website.

Post your business or shop on Pepapa so people can see it anywhere in Ghana and buy directly from you. The platform pays you after you make a sale, and you can have your pay remitted to your mobile phone.

You do not need to be a professional or have completed school to join this platform. PePaPa is among the many platforms offering online jobs in Ghana that pay students through mobile money.

8. 15Ghana.com

A man sitting on a bench working on his laptop and the 15Ghana logo
Advertise your career, skills, talents, creativity, and businesses on 15Ghana.com and get clients. Photo: pexels.com, @Ono Kosuki; Facebook, @15ghana (modified by author)
Source: UGC

15Ghana.com is an amazing marketplace for highly skilled professionals in Ghana. The platform is open to businesses, artisans, influencers, creative designers, tutors, photographers and more.

You can sign up on 15Ghana.com to advertise your skills, talents, creativity, and businesses. After completing clients' gigs, you can request payment through mobile money. The platform allows you to do online jobs that pay daily in Ghana, depending on how many clients you attract.

9. Blogging

A woman sitting on a couch working on her laptop while smiling and the logo for Google AdSense
Blogs on Google websites make money through Google AdSense. Photo: pexels.com, @Andrea Piacquadio; Facebook, @GoogleAdSense (modified by author)
Source: UGC

Blogging refers to creating articles, photos, videos, and other forms of content and publishing them on a website. You can make a website and upload content consistently, or work for other people's websites.

Blogs on Google websites earn money through Google AdSense when people click on or view Google adverts. Some people go the extra mile to make more money on blogs by using affiliate marketing links and sponsored posts.

Google pays bloggers through their bank accounts. You can link your bank account to a mobile money service provider and withdraw your payments without going to the bank.

10. Jumia KOL program

Jumia logo and an empty cart against a black background
The Jumia KOL program pays its affiliate workers monthly commissions. Photo: pexels.com, @Pixabay; Facebook, @Jumia GH (modified by author)
Source: UGC

The Jumia KOL program is for content creators and influencers. Your job is to promote Jumia's campaigns on your website or social media pages. You use Jumia's tracking links and discount codes to draw customers to products sold on this e-commerce website. You will receive monthly commissions for your sales through payment methods of your choice.

Sign up for the Jumia KOL affiliate program. After that, you will receive a dedicated Sub-ID that tracks the number of visitors who click on your link and those who buy.

After this, create eye-catching, product-selling artwork and content for your status updates and interact with your audience. Your account will show your daily earnings and the number of people who click on your link. To make the program work, you must be very creative with your marketing methods.

11. Online tutoring

Two women working on their laptops
You can tutor students within your location using engaging online tutoring software. Photo: pexels.com, @Christina Morillo, @Katerina Holmes (modified by author)
Source: UGC

Tutoring is a great idea if you are looking for online jobs that pay in Ghana. Online tutors help students improve in specific areas of study. Your work is to design and create lesson plans that fit the needs of each student. You can look for jobs on online tutoring websites like Virtutoronline.com and Teacheron.com. Alternatively, you can start a tutoring website.

You can also tutor students online at your location on weekends and during the holidays. Use engaging online tutoring software like Krisp, WeVideo, Quetext, Storybird, VideoScribe, etc.

12. Virtual assistant

A woman in a yellow shirt with a headset working and a man in a green sweater with a headset working.
Virtual assistants offer administrative services to clients from a remote location, usually a home office. Photo: pexels.com, @Kampus Production, @Yan Krukau (modified by author)
Source: UGC

Virtual assistants provide various administrative services to businesses, including scheduling appointments, answering emails, making phone calls and more. This is among the top 15 online jobs in Ghana without experience due to the hourly billing.

Platforms like Upwork, TheodoraAfrica, Fiverr, Truelancer, and DiasporaDesk can help you get virtual assistant online jobs in Accra, Ghana. LinkedIn allows you to look for well-paying virtual assistant online jobs in the USA for Ghanaians.

13. Data entry

A woman in a red hijab working on her laptop and a woman in a brown hijab working on her laptop while drinking juice
Data entry means entering or updating information/records in a database/computer system. Photo: pexels.com, @Monstera Production, @Antoni Shkraba (modified by author)
Source: UGC

Data entry jobs require adding raw data to databases and verifying and editing electronic data. Skills needed for data entry jobs include typing speed, accuracy and time management. Additionally, you need the ability to research, collect data, and understand the software being used.

Data entry jobs are open to all making them some of the best online jobs that pays daily in Ghana for students. Find freelance data entry jobs in Ghana on job posting websites and send your resume.

14. Call center representative

A woman in a white dress working at a call center and a woman in a blue shirt and scarf working at a call center.
Some companies offer online training to new call center representatives. Photo: pexels.com, @Jep Gambardella (modified by author)
Source: UGC

Call center representatives cater to global customers, requiring 24/7 operations. Call center jobs have adaptable schedules that fit your other commitments and personal responsibilities. These jobs are some of the best online jobs in Ghana with no experience.

Look for call center jobs on LinkedIn and job posting websites. You only require a fast internet, a reliable computer, and a distraction-free work environment. It is easy to set up, and some companies offer online training to new call center representatives.

15. Graphic design jobs

A laptop screen showing the work of a graphic designer and a graphic designer sketching on a tablet.
Working as a freelance graphic designer allows for creative freedom and the chance to work on diverse projects. Photo: pexels.com, @Reezky Pradata, @Ivan Samkov (modified by author)
Source: UGC

With an innovative skill set and technical talent, graphic design roles offer the perfect opportunity to work remotely. Opportunities range from brand to product designer roles.

Working as a freelance graphic designer allows for creative freedom and the chance to work on diverse projects. Besides getting customers from your region, you may have to advertise your skills on online marketplaces like Upwork, 15Ghana.com, and Fiverr to get more clients.

What is the highest demand online job?

In Ghana, online jobs with the highest demand typically center on IT and technology-related skills such as software development, data analytics, and digital marketing. This strong demand is fueled by the country's expanding tech landscape and the widespread integration of digital tools across key industries like finance, agriculture, and healthcare.

Which job is highly paid in Ghana?

The highest average salaries in Ghana are typically found in executive leadership and change management positions, closely followed by careers in engineering and financial services. Other top-earning professions include medical specialists, tech industry experts, and experienced professionals in sales and marketing.

Are there online jobs in Ghana?

Yes, there are several online jobs in Ghana. If you are wondering which is the best online job from home, try working as:

  • Freelance tutor
  • Video and/or audio podcaster
  • Data entry specialist
  • Forex trader
  • Social media manager
  • Digital marketer
  • Drop shipping agent
  • Graphic designer
  • Software engineer
  • Video editor
  • Copywriter
  • Editor or proofreading expert
  • Professional consultant in any field
  • Call center representative
  • Virtual assistant

Which sites pay through mobile money in Ghana?

Online survey sites pay through mobile money in Ghana. Some of these websites are:

  • Triaba
  • Branded Surveys
  • Swagbucks
  • Toluna
  • Pinecone
  • OnePoll
  • Pawns.app

How can you make money with a phone in Ghana?

You can make money in Ghana with your phone through multiple online jobs like:

  • Forex trade
  • Social media manager
  • Digital marketer
  • Drop shipping agent
  • Professional consultant in any field
  • Online surveys
  • Virtual assistant
  • Social media marketing
  • Affiliate marketing

Is mobile money working in Ghana?

More Ghanaians can now access mobile money services from platforms and mobile money apps like:

  • MTN MoMo
  • AirtelTigo
  • Vodafone
  • Remitly
  • MoneyGram
  • WorldRemit
  • Wise
  • TransferGo
  • Small World
  • Skrill
  • Bank apps like Absa, Fidelity Bank, GTWorld, Standard Chartered, Republic Bank, etc.

How can you make money on WhatsApp status in Ghana?

Advertise your products and skills on your WhatsApp status using images and videos, and start making money from your contacts. You can also share affiliate marketing links on your WhatsApp status.

Does Fiverr pay through MoMo in Ghana?

Online job opportunities available on Upwork, Freelancer, and Fiverr offer payment directly to your bank account in your local currency. You can withdraw the money from your bank and send it to your phone through MTN MoMo.

Can you receive money from Ghana through MoMo?

The International Transfers service allows MTN MoMo customers to send and receive money within and across Africa. An independent freelancer who does not rely on online marketplaces, you can request clients to pay you through MTN MoMo.

If you are among the many looking for online jobs in Ghana that pay through mobile money, identify your passion, research the jobs you are interested in, and build your skills. That way, when you finally land the online job of your dreams, you can give your clients your best.

DISCLAIMER: This article is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional advice or help and should not be relied on to make decisions of any kind. Any action you take upon the information presented in this article is strictly at your own risk and responsibility!

Yen.com.gh listed the Chief Justices of Ghana. The Chief Justice is the senior-most position in the nation's judiciary. Chief Justice Gertrude Torkornoo succeeded Kwasi Anin-Yeboah.

Her Ladyship Justice Gertrude Torkornoo is the 15th Chief Justice of Ghana and the third female to hold this position in the country's history. She was nominated to the Supreme Court in November 2019 and received parliamentary approval in December 2019.

Source: YEN.com.gh

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Simon Ayub Simon Ayub is an adept content strategist and writer who generates content mainly focusing on the Facts and Life Hacks category. With over half a decade of creating relatable content for various brands, Simon has amassed sufficient knowledge to give every website a palpable spark – ample precedence for an ever-growing audience. Simon holds a BSc in Agricultural Economics and is a Certified Public Accountant. He studied SEO tactics and analytics out of his love for writing.

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Peris Walubengo (Lifestyle writer) Peris Walubengo has vast experience in search engine optimization through digital content generation, research, editing, and proofreading. She joined Yen.com.gh in April 2022 and has done several Google News Initiative Courses. You can email her at perisrodah254@gmail.com.