List of Rural banks in Ghana

List of Rural banks in Ghana

The government of our country established rural banks for providing institutional credits to the rural dwellers of the country. There were no convenient ways for payment and savings before 1970, so the government resolved this issue by establishing rural banks in Ghana in 1976. Here is a list of the rural banks in Ghana.

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source: goldstreetbusiness.com

In this article, we provided the list of rural banks in Ghana along with their contact numbers and addresses. We also listed the top ten rural banks and details about them. If you are looking for the contact number or information about any rural bank in our country, then this article will be helpful for you.

History of rural banks in Ghana

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The concept of the rural bank was started to boost small scale farming and helping the poor farmers. The rural dwellers had no ways to develop farming, agriculture and other non farming activities. Some rural communities had no access to the institutional credits. Due to that, they were unable to start their farming businesses. In accordance with the situation, the Ghanaian government tried to resolve the matter by providing credits in the rural areas. In 1976, the government of Ghana had established the rural banks in various regions of our country with the help of the Bank of Ghana (BOG). The main aim of the government was resolving the past issues facing the rural dwellers. They established the rural banks of Ghana back then and today these are the largest formal financial providers to the rural areas of our country. According to the several sources, the country has a total of 135 rural banks with 584 service outlets all over ten regions by the end of 2008. The RCB network is too large; it has a total of 2.8 million and 680,000 borrowers. Since the establishment, the network and the financial performance of the GCB have grown, and the services have helped a lot of farmers to start their activities. In the next section, we have listed all the rural banks of our country.

READ ALSO: List of Banks in Ghana 2018

List of rural banks in Ghana

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Source: arbapexbank.com

There are a total of one hundred and thirty five rural banks in all ten regions in Ghana. We have listed all the banks region-wise below which will be quite helpful for you all.

Rural banks of Ashanti Region

1. Adansi Rural Bank

  • Contact No: +233 32 209 0099
  • Fomena, Head Office
  • Address: P. O. Box 35 Fomena - Adansi
  • Branch code: 070607
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

2. Ahafo Ano Rural Bank

  • Contact No: +233 32 203 5060
  • Wioso, Head Office
  • Address: P. O. Box 1, Wioso – Ashanti
  • Branch code: 070610
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

3. Akrofuom Area Rural Bank Ltd

  • Contact No: +233 24 488 3115
  • Akrofuom, Head Office
  • Address: P. O. Box 7, Akrofuom-Adansi Ashanti Region
  • Branch code: 070609
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

4. Amanano Rural Bank Ltd

  • Contact No: +233 32 209 6956
  • Nyinahin, Head Office
  • Address: P. O. Box 56, Juansa - Ashanti Region
  • Branch code: 070619
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

5. Amansie West Rural Bank Ltd

  • Contact No: +233 32 242 0044
  • Antoakrom, Head Office
  • Address: P. O. Box 348, Bekwai - Ashanti
  • Branch code: N/A
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

6. Amantin & Kasei Rural Bank Ltd

  • Contact No: +233 54 271 8181
  • Amantin, Head Office
  • Address: P. O. Box 128, Ejura-Ashanti
  • Branch code: N/A
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

7. Amantin & Kasei Community Bank Ltd

  • Contact No: +233322099516
  • Ejura, Head Office
  • Address: P. O. Box 128, Ejura - Ashanti
  • Branch code: 070628
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

8. Asante Akyem Rural Bank Ltd

  • Contact No: +233 32 209 4837
  • Juansa, Head Office
  • Address: P. O. Box 25, Juansa - Ashanti
  • Branch code: 070605
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

9. Asokore Rural Bank Ltd

  • Contact No: +233 32 209 2188
  • Asokore, Head Office
  • Address: P. O. Box 30, Asokore - Ashanti
  • Branch code: 070604
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

10. Atwima Kwanwoma Rural Bank Ltd

  • Contact No: +233 32 203 6771
  • Head Office: N/A
  • Address: P. O. Box 6921, Kumasi Ashanti
  • Branch code: 070616
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

11. Atwima Mponua Rural Bank Ltd

  • Contact No: +233 32 209 1758
  • Toase, Head Office
  • Address: P. O. Box 24, Toase - Ashanti
  • Branch code: 070624
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

12. Atwima Rural Bank Ltd

  • Contact No: +233 32 209 5272
  • Foase, Head Office
  • Address: P. O. Box 13, Foase - Atwima Ashanti
  • Branch code: 070602
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

13. Bosome Freho Rural Bank Ltd

  • Contact No: +233 32 219 0492
  • Head Office: N/A
  • Address: P. O. Box 3028, Kumasi
  • Branch code: 070633
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

14. Bosomtwe Rural Bank Ltd

  • Contact No: +233 32 209 8076
  • Kuntenase, Head Office
  • Address: P. O. Box 13, Kuntenase - Ashanti
  • Branch code: 070210
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

15. Ejuraman Rural Bank Ltd

  • Contact No: 233 32 249 0791/050 127 7224
  • Ejura-Ashanti Region
  • Adress: P.O.Box KS 16662, Kumasi, Ashanti Region - Ghana
  • Branch code: 070632
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

16. Juaben Rural Bank Ltd

  • Contact No: +233 32 209 5272
  • Juaben, Head Office
  • Address: P. O. Box 21, Juaben Ashanti
  • Branch code: 070621
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

17. Kumawuman Rural Bank Ltd

  • Contact No: +233 32 209 4145
  • Kumawu, Head Office
  • Address: P. O. Box 33, Kumawu - Ashanti
  • Branch code: 070608
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

18. Kwamaman Rural Bank Ltd

  • Contact No: +233 32 209 5019
  • Kwamang, Head Office
  • Address: P. O. Box 36, Kwamang Ashanti
  • Branch code: 070606
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

19. Nsutaman Rural Bank Ltd

  • Contact No: +233 32 222 2794
  • Nsuta, Head Office
  • Address: P. O. Box 14, Nsuta - Ashanti
  • Branch code: 070629
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

20. Nwabiagya Rural Bank Ltd

  • Contact No: +233 32 209 1880
  • Barekese, Head Office
  • Address: P. O. Box 170, Bantama - Kumasi
  • Branch code: 070623
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

21. Odotobri Rural Bank Ltd

  • Contact No: +233 32 209 1454
  • Jacobu, Head Office
  • Address: P. O. Box 9, Jacobu - Ashanti
  • Branch code: 070615
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

22. Offinso Rural Bank Ltd

  • Contact No: +233 32 209 1611
  • Offinso, Head Office
  • Address: P. O. Box 295, Offinso - Ashanti
  • Branch code: 070631
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

23. Okomfo Anokye Rural Bank Ltd

  • Contact No: +233 32 209 4003
  • Wiamoase, Head Office
  • Address: P. O. Box 1322, Wiamoase - Ashanti
  • Branch code: 070612
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

24. Otuasekan Rural Bank Ltd

  • Contact No: +233 32 209 2002
  • Kofiase, Head Office
  • Address: P. O. Box 22, Kofiase - Ashanti
  • Branch code: 070625
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

25. Sekyedumase Rural Bank Ltd

  • Contact No: +233 32 204 9199
  • Sekyedumase, Head Office
  • Address: P. O. Box 21, Sekyedumase - Ashanti
  • Branch code: 070603
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

26. Sekyere Rural Bank Ltd

  • Contact No: +233 32 209 1612
  • Jamasi, Head Office
  • Address: P. O. Box 6, Jamasi - Ashanti
  • Branch code: 070618
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

27. Yaa Asantewaa Rural Bank Ltd

  • Contact No: +233 32 239 0441
  • Ejisu, Head Office
  • Address: P. O. Box 10239, Ejisu - Ashanti
  • Branch code: 070635
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

READ ALSO: List of new banks in Ghana

Rural banks of Bribg Ahafo Region

1. Ahafo Community Bank Ltd

  • Contact: +233 35 209 5470
  • Kukuom, Head Office
  • Address: P. O. Box 33, Kukuom
  • Branch code: 070716
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

2. Asutifi Rural Bank Ltd

  • Contact: +233 35 209 5477
  • Acherensua, Head Office
  • Address: P. O. Box 34, Acherensua
  • Branch code: 070706
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

3. Atweaban Rural Bank Ltd

  • Contact: +2333920-92050
  • Duayaw-Nkwanta, Head Office
  • Address: P. O. Box 18, Duayaw Nkwanta
  • Branch code: 070720
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

4. Baduman Rural Bank Ltd

  • Contact: +2333520-91454
  • Badu, Head of Office
  • Address: P. O. Box 6, Badu
  • Branch code: 070710
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

5. Bomaa Area Rural Bank Ltd

  • Contact: +2333520-95394
  • Bomaa, Head Office
  • Address: P. O. Box 105, Bechem
  • Branch code: 070709
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

6. Bomosadu Rural Bank Ltd

  • Contact: +233208227308
  • Senase, Head Office
  • Address: P. O. Box
  • Branch code: 070723
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

7. Capital Rural Bank Ltd

  • Contact: +2333520-28944
  • Abesim, Head Office
  • Address: P. O. Box 18 Abesim, Sunyani
  • Branch code: 070719
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

8. Derma Rural Bank Ltd

  • Contact: 0501255049/050125505
  • Derma, Head Office
  • Address: P. O. Box 1, Derma brong Ahafo Region
  • Branch code: 070712
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

9. Drobo Community Bank Ltd

  • Contact: +233246199859
  • Drobo, Head Office
  • Address: P. O. Box 12, Drobo
  • Branch code: 070717
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

10. Fiagya Rural Bank Ltd

  • Contact: +2333520-95471
  • Busunya, Head Office
  • Address: Private Mail Bag, Busunya
  • Branch code: 070708
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

11. Kintampo Rural Bank Ltd

  • Contact: +233501255075
  • Kintampo, Head Office
  • Address: P. O. Box 98, Kintampo
  • Branch code: 070702
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

12. Nafana Rural Bank Ltd

  • Contact: +233501330511
  • Sampa, Head Office
  • Address: P. O. Box 123, Sampa
  • Branch code: 070718
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

13. Nkoranman Rural Bank Ltd

  • Contact: +233249779297
  • Seikwa, Head Office
  • Address: P. O. Box 20, Seikwa
  • Branch code: 070714
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

14. Nkoranza Kwabre Rural Bank Ltd

  • Contact: +2333520-92073
  • Akuma, Head Office
  • Address: P. O. Box 97, Akuma-Nkoranza
  • Branch code: 070707
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

15. Nkrankwanta Area Rural Bank Ltd

  • Contact: +233540588831
  • Nkrankwanta, Head Office
  • Address: P. O. Box 1, Nkrankwanta
  • Branch code: 070721
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

16. Nsoatreman Rural Bank Ltd

  • Contact: +2333520-94891
  • Nsoatre, Head Office
  • Address: P. O. Box 14, Nsoatre
  • Branch code: 070711
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

17. Suma Rural Bank Ltd

  • Contact: +233202077805
  • Sampa, Head Office
  • Address: P. O. Box 13, Suma Head Office
  • Branch code: 070704
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

18. Wamfie Rural Bank Ltd

  • Contact: +2333522-22285
  • Wamfie, Head Office
  • Address: P. O. Box 26, Wamfie
  • Branch code: 070703
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

19. Yapra Rural Bank Ltd

  • Contact: +233202077416
  • Prang, Head Office
  • Address: P. O. Box 49, Prang
  • Branch code: 070622
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

Rural banks of Central Region

1. Agona Rural Bank Ltd

  • Contact No: +233501301363/+233342092384
  • Agona Kwanyako, Head Office
  • Address: P. O. Box 15, Agona Kwanyako
  • Branch code: 070114
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

2. Akatakyiman Rural Bank Ltd

  • Contact No: +233 209 996 052
  • Komenda, Head Office
  • Address: P. O. Box 38 Komenda
  • Branch code: 070306
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

3. Akoti Rural Bank Ltd

  • Contact No: +233243284536
  • Assin-Akropong, Head Office
  • Address: P. O. Box 9 Assin-Akropong
  • Branch code: 070308
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

4. Akyem Mansa Rural Bank Ltd

  • Contact No: +233332021218
  • Dawurapong, Head Office
  • Address: P. O. Box 6, Gomoa Dawurampong
  • Branch code: 070213
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

5. Assinman Rural Bank Ltd

  • Contact No: +233245864242
  • Manso, Head Office
  • Address: P. O. Box 22, Assin Manso Central Region
  • Branch code: 070305
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

6. Awutu Emasa Rural Bank Ltd

  • Contact No: +2333029-11971
  • Awutu Bereku, Head Office
  • Address: P. O. Box 32 Winneba
  • Branch code: 070116
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

7. Bawjiase Area Rural Bank Ltd

  • Contact No: +2333321-91879
  • Bawjiase, Head Office
  • Address: P. O. Box 30, Awutu Bawjiase
  • Branch code: 070119
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

8. Brakwa Breman Rural Bank Ltd

  • Contact No: +233332021738
  • Brakwa, Head Office
  • Address: P. O. Box 55 Breman Asikuma
  • Branch code: 070111
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

9. Denkyira Rural Bank Ltd

  • Contact No: +233540560759
  • Ayamfuri, Head Office
  • Address: P. O. Box 3, Ayamfuri
  • Branch code: 070302
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

10. Eastern Gomoa Assin Rural Bank Ltd

  • Contact No: +233332196854
  • Gomoa Dominase, Head Office
  • Address: P. O. Box 23, Gomoa Dominase
  • Branch code: 070112
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

11. Ekumfiman Rural Bank Ltd

  • Contact No: +2332195370
  • Essuehyia, Head Office
  • Address: P. O. Box 13, Ekumfi-Essuehyia
  • Branch code: 070307
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

12. Enyan Denkyira Rural Bank Ltd

  • Contact No: +233285226174
  • Eyan Denkyira, Head Office
  • Address: P. O. Box 15, Eyan Denkyira
  • Branch code: 070302
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

13. Gomoa Community Bank

  • Contact No: +233332191397
  • Afransi, Head Office
  • Address: Private Mail Bag, Afransi
  • Branch code: 070113
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

14. Kakum Rural Bank Ltd

  • Contact No: +233 575 440 060
  • Elmina, Head Office
  • Address: P. O. Box 257, Elmina
  • Branch code: 070303
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

15. Mfantseman Community Bank Ltd

  • Contact No: +233544339758
  • Biriwa, Head Office
  • Address: P. O. Box 8 Biriwa
  • Branch code: 070310
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

16. Microfin Rural Bank Ltd

  • Contact No: +233 26 832 0759
  • Head Office, Gomoa Pomadze
  • Address: P. O. BOX KU 78, Winneba
  • Branch code: 070130
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

17. Nyakrom Rural Bank Ltd

  • Contact No: +233332021685
  • Nyakrom, Head Office
  • Address: P. O. Box 50 Nyakrom
  • Branch code: 070103
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

18. Nyankumasi Ahenkro Ltd

  • Contact No: +233332194023
  • Nyankumasi, Head Office
  • Address: P. O. Box 10, Nyankumasi Ahenkro
  • Branch code: 070304
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

19. Odumpong Kpehe Rural Bank Ltd

  • Contact No: +233209414263
  • Kasoa, Head Office
  • Address: P. O. Box 85, Kasoa
  • Branch code: 070124
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

20. Twifo Rural Bank Ltd

  • Contact No: +233332195925
  • Twifo Agona, Head Office
  • Address: P. O. Box 3, Twifo Agona
  • Branch code: 070309
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

21. Union Rural Bank Ltd

  • Contact No: +233302911214
  • Senya Beraku, Head Office
  • Address: P. O. Box 5 Senya Beraku
  • Branch code: 070122
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

Rural banks of Eastern Region

1. Adonten Community Bank Ltd

  • Contact No: +233342024109
  • Head Office N/A
  • Address: P. O. Box 140, New Tafo
  • Branch code: 070217
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

2. Afram Rural Bank Ltd

  • Contact No: +233342422210
  • Tease, Head Office
  • Address: P. O. Box 66, Donkorkrom
  • Branch code: 070209
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

3. Akim Bosome Rural Bank Ltd

  • Contact No: +233342099805
  • Akim Swedru, Head Office
  • Address: P. O. Box 49, Akim Swedru
  • Branch code: 070210
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

4. Akuapem Rural Bank Ltd

  • Contact No: +233342722072
  • Mamfe, Head Office
  • Address: P. O. Box 5, Mamfe-Akuapem
  • Branch code: 070107
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

5. Akyempem Mansa Rural Bank Ltd

  • Contact No: +233249843465
  • Address: Akim Oda, Head Office
  • P. O. Box 610, Akim Oda
  • Branch code: 070213
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

6. Anum Rural Bank Ltd

  • Contact No: +233243668108
  • Anum, Head Office
  • Address: P. O. Box 15, Anum
  • Branch code: 070106
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

7. Asuo Pra Rural Bank Ltd

  • Contact No: +2332433180448
  • Afosu, Head Office
  • Address: P. O. Box 49, Afosu
  • Branch code: 070202
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

8. Asuogyaman Rural Bank Ltd

  • Contact No: +233343020213
  • Atimpoku, Head Office
  • Address: P. O. Box AB 300, Akosombo
  • Branch code: 070127
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

9. Atiwa Rural Bank Ltd

  • Contact No: +233342090075
  • Kwabeng, Head Office
  • Address: P. O. Box 49, Kwabeng
  • Branch code: ks 070207
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

10. Citizens Rural Bank Ltd

  • Contact No: +233342122322
  • Nsawam, Head Office
  • Address: P. O. Box 457, Nsawam
  • Branch code: 070128
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

11. Dumpong Rural Bank Ltd

  • Contact No: +233343122341
  • Asakraka, Head Office
  • Address: P. O. Box 23, Asakraka-Kwahu
  • Branch code: 070216
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

12. Kwaebibirem Rural Bank Ltd

  • Contact No: +233342092788
  • Asuom, Head Office
  • Address: P. O. Box 21, Asuom
  • Branch code: 070212
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

13. Kwahu Praso Rural Bank Ltd

  • Contact No: +233342099252
  • Kwahu Praso, Head Office
  • Address: P. O. Box 29, Kwahu Praso
  • Branch code: 070206
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

14. Kwahu Rural Bank Ltd

  • Contact No: +233342030002
  • Pepease, Head Office
  • A14. ddress: P. O. Box 18, Kwahu Pepease
  • Branch code: 070203
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

15. Manya Krobo Rural Bank Ltd

  • Contact No: +233246685550
  • Abanse - Odumasi, Head Office
  • Address: P. O. Box 176, Odumase
  • Branch code: 070104
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

16. Mponua Rural Bank Ltd

  • Contact No: +233342097174
  • Nkawkaw, Head Office
  • Address: P. O. Box401, Nkawkaw
  • Branch code: 070211
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

17. Mumuadu Rural Bank Ltd

  • Contact No: +233342025934
  • Osino, Head Office
  • Address: P. O. Box 31, Osino
  • Branch code: 070208
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

18. Odwen Anoma Rural Bank Ltd

  • Contact No: +233342030075
  • Abetifi, Head Office
  • Address: P. O. Box 71, Abetifi-Kwahu
  • Branch code: 070215
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

19. South Akim Rural Bank Ltd

  • Contact No: +233342024279
  • Nankese, Head Office
  • Address: Private Mail Bag Nankese via Suhum
  • Branch code: 070214
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

20. South Birim Rural Bank Ltd

  • Contact No: +233342923264
  • Achiase, Head Office
  • Address: P. O. Box 60, Achiase
  • Branch code: 070204
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

21. Upper Manya Kro Rural Bank Ltd

  • Contact No: +233303910442
  • Asesewa, Head Office
  • Address: P. O. Box 3, Asesewa
  • Branch code: 070205
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

Rural banks of Greater Accra Region

1. Abokobi Area Rural Bank Ltd

  • Contact No: +23328-9113052
  • Abokobi, Head Office
  • Address: P. O. Box 20, Legon Accra
  • Branch code: 070118
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

2. Ada Rural Bank Ltd

  • Contact No: +233289101224
  • Kasseh-Ada, Head Office
  • Address: P. O. Box 20, Kasseh-Ada
  • Branch code: 070110
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

3. Dangme Rural Bank Ltd

  • Contact No: +2333039-10417/8
  • Prampram, Head Office
  • Address: P. O. Box 39, Prampram
  • Branch code: 070108
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

4. Ga Rural Bank Ltd

  • Contact No: +233302901015/302990214
  • Amasaman, Head Office
  • Address: P. O. Box AM 70, Amasaman-Accra
  • Branch code: 070117
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

5. La Community Bank Ltd

  • Contact No: +233302-772298, 730413,
  • La, Head Office
  • Address: P. O. Box A499, La - Accra
  • Branch code: 070125
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

6. Oyibi Area Rural Bank Ltd

  • Contact No: +233232073161
  • Oyibi, Head Office
  • Address: P. O. Box
  • Branch code: 070129
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

7. Shai Rural Bank Ltd

  • Contact No: +233243265602
  • Dodowa, Head Office
  • Address: P. O. Box DD 47, Dodowa
  • Branch code: 070109
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

Rural banks of Northern Region

1. Bangmarigu Rural Bank Ltd

  • Contact No: +233382093583
  • Walewale, Head Office
  • Address: P. O. Box 34, Walewale
  • Branch code:
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

2. Bonzali Rural Bank

  • Contact No: +233372091182
  • Tamale, Head Office
  • Address: P. O. Box 1197, Tamale
  • Branch code: 070802
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

3. Borimanga Rural Bank

  • Contact No: +233372093217
  • Savelugu, Head Office
  • Address: P. O. Box 34, Savelugu
  • Branch code: 070803
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

4. Buuwulonso One Stop Rural Bank

  • Contact No: +233372094942
  • Damongo, Head Office
  • Address: P. O. Box DM 111, Damongo
  • Branch code: 070804
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

5. Tisuntaba Community Bank

  • Contact No: +233382022464
  • Paga, Head Office
  • Address: P. O. Box 34, Gambaga
  • Branch code:
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

6. Tizaa Rural Bank

  • Contact No: +233372094599, +233249195993
  • Tamale, Head Office
  • Address: P. O. Box 477, Tamale-Gushegu
  • Branch code: 070805
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

7. Zabzugu Rural Bank

  • Contact No: +233372091343
  • Zabzugu, Head Office
  • Address: P. O. Box ZB 29, Zabzugu
  • Branch code: 070806
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

Rural banks of Upper East Region

1. Bessfa Rural Bank

  • Contact No: +233382094051
  • Garu, Head Office
  • Address: P. O. Box 160, Bawku
  • Branch code: 070903
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

2. Bongo Rural Bank

  • Contact No: +233382093960
  • Bongo, Head Office
  • Address: P. O. Box 39, Bongo
  • Branch code: 070908
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

3. Builsa Rural Bank

  • Contact No: +233249777538
  • Sandema, Head Office
  • Address: Private Mail Bag, Sandema
  • Branch code: 070906
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

4. Naara Rural Bank

  • Contact No: +233382022464
  • Paga, Head Office
  • Address: P. O. Box 4, Paga
  • Branch code: 070902
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

5. Toende Rural Bank Ltd

  • Contact No: +233 24 405 1666
  • Zebilla Head Office
  • Address: P. O. BOX 5, Zebilla
  • Branch code: 070907
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

Rural banks of Upper West Region

1. Lawra Rural Bank

  • Contact No: +233392091136
  • Lawra, Head Office
  • Address: P. O. Box 36, Lawra
  • Branch code: 071005
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

2. Nandom Rural Bank

  • Contact No: +233392091109
  • Nandom, Head Office
  • Address: P. O. Box 10, Nandom
  • Branch code: 071002
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

3. Sisala Rural Bank

  • Contact No: +233392093137
  • Tumu, Head Office
  • Address: P. O. Box 98, Tumu
  • Branch code: 071004
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

4. Sonzele Rural Bank

  • Contact No: +233392091037
  • Jirapa, Head Office
  • Address: P. O. Box 16, Jirapa
  • Branch code: 070120
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

Rural banks of Volta Region

1. Agave Rural Bank

  • Contact No: +233362091026
  • Dabala, Head Office
  • Address: P. O. Box 52, Dabala
  • Branch code: 070120
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

2. Anlo Rural Bank

  • Contact No: +233362091229
  • Anlo, Head Office
  • Address: P. O. Box AW31, Anloga
  • Branch code: 070123
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

3. Asubonten Rural Bank

  • Contact No: +233249868439
  • Worawora, Head Office
  • Address: P. O. Box 57, Worawora
  • Branch code: 071103
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

4. Avenor Rural Bank

  • Contact No: +233362644048
  • Head Office N/A
  • Address: P. O. Box AK19, Akatsi
  • Branch code: 070503
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

5. Butawu Rural Bank

  • Contact No: +233362091412
  • Tsito-Awudome, Head Office
  • Address: P. O. Box TS 81, Tsito-Awudome
  • Branch code: 070506
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

6. Gbi Rural Bank

  • Contact No: +233362720280
  • Hohoe, Head Office
  • Address: P. O. Box HH 389, Hohoe
  • Branch code: 071104
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

7. Kpassa Rural Bank

  • Contact No: +233544332289
  • Kpassa, Head Office
  • Address: P. O. Box 10, Kpassa
  • Branch code: 071105
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

8. Mepe Rural Bank

  • Contact No: +233362091057
  • Mepe, Head Office
  • Address: P. O. Box 1, Mepe
  • Branch code: 070121
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

9. North Tongu Rural Bank

  • Contact No: +233362091152
  • Adidome, Head Office
  • Address: P. O. Box 34, Adidome
  • Branch code: 071102
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

10. North Volta Rural Bank

  • Contact No: +233275708894
  • Guaman, Head Office
  • Address: P. O. Box 5, Guaman
  • Branch code: 071102
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

11. Unity Rural Bank

  • Contact No: +233362091406
  • Ziope, Head Office
  • Address: Private Mail Bag, Ho
  • Branch code: 070504
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

12. Weto Rural Bank

  • Contact No: +233249499215
  • Kpeve, Head Office
  • Address: P. O. Box 10 36, Kpeve
  • Branch code: 070505
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

Rural banks of Western Region

1. Ahantaman Rural Bank

  • Contact No: +233312091033
  • Agona, Head Office
  • Address: P. O. Box 41, Agona Nkwanta
  • Branch code: 070409
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

2. Amenfiman Rural Bank

  • Contact No: +233312093380
  • Wassa Akropong, Head Office
  • Address: P. O. Box 14, Wassa Akropong
  • Branch code: 070403
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

3. Ankobra West Rural Bank

  • Contact No: +233312096770
  • Esiama, Head Office
  • Address: P. O. Box ES 25, Esiama
  • Branch code: 070402
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

4. Asawinso Rural Bank

  • Contact No: +233243149754
  • Asawinso, Head Office
  • Address: P. O. Box 120, Asawinso
  • Branch code: 070614
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

5. Bia-Torya Community Bank

  • Contact No: +233276618294
  • Juabeso, Head Office
  • Address: P. O. Box JB Juabeso
  • Branch code: 070627
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

6. Fiaseman Rural Bank

  • Contact No: +233312092911
  • Bogoso, Head Office
  • Address: P. O. Box 80, Bogoso
  • Branch code: 070407
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

7. Jomoro Rural Bank

  • Contact No: +233312092353
  • Tikobo No. 1, Head Office
  • Address: P. O. Box 21, Tikobo No. 1
  • Branch code: 070405
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

8. Lower Pra Rural Bank

  • Contact No: +233312091118
  • Shama, Head Office
  • Address: P. O. Box 18, Shama
  • Branch code: 070406
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

9. Nzemale Manle Rural Bank

  • Contact No: +233312092369
  • Head Office N/A
  • Address: P. O. Box 43 Ayinasi via Axim
  • Branch code: 070404
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

10. Sefwiman Rural Bank

  • Contact No: +233322092369
  • Bibiani, Head Office
  • Address: Private Mail Bag, Bibiani
  • Branch code: 070630
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

11. Upper Amenfi Rural Bank

  • Contact No: +233312094090
  • Ankwawso, Head Office
  • Address: P. O. Box 399, Dunkwa-On Offin
  • Branch code: 070626
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

12. Western Rural Bank

  • Contact No: +233312047644
  • Head Office N/A
  • Address: P. O. Box 521, Sekondi
  • Branch code: 070410
  • Working hours: Monday to Friday 8:30 AM - 4:00 PM

READ ALSO: List of commercial banks in Ghana and their interest rates

Top ten rural banks in Ghana

In this section of the article, we have listed the top ten rural banks of our country. There are a total of 135 rural banks in our country but according to Ghana club 100, these are the top 10 banks in Ghana among all the various financial institutions on the basis of business and financial growth. We also provided the website links of each of the banks, so you can visit the official websites without any hassle. You can also check the job vacancies in rural banks in Ghana in the official websites.

1. Sefwiman Rural Bank Limited

history of rural banks in ghana
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Source: sefwimanbank.com

In the Ghana club 100, the Sefwiman Rural bank was ranked in top 27 and it was featured in the top ten rural banks. This mini rural bank was registered as a Public Liability Limited under the community and rural banks. If you like to know more about the history of the bank, then make sure to check out the website mentioned above. The tagline of the bank is ‘Your future begins with us’. The contact information of the bank is already mentioned in the previous section of the article or you can also visit this official contact page of the bank.

Website: sefwimanbank.com

2. Fiaseman Rural Bank Limited

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Source: haotags.com

In Ghana club 100, Fiaseman rural bank ranked 28 among 100 top banks in Ghana. The bank is located in Tarkwa Road, Prestea in the western region of the country. The bank has a total of 9 branches in the Western Region. The bank is known for its customer friendly services. The bank also received some awards including ‘Best rural bank in Western Region -2014’ and ‘36th top company in Ghana in the 2012 club 100 awards’ at the time of the ranking of banks in Ghana. The bank provides the following services to their clients- Nnoboa loan. Asetenapa susu loan, Onetouch plus loan (private companies and organisations workers), Onetouch loan(public sector workers), Transport loan, Commercial overdraft, Commercial loan, Salary overdraft, Salary loan, Nnoboa savings, Anidaso T-bill plus, Fixed deposit, Asetenapa Susu, Daakyi anidaso savings, current account, saving account and golden savings. If you like to know more about the history of the bank, be sure to check their website mentioned above or you can also visit their social media pages for daily updates.

Website: fiasemanbank.com.gh

3. Atwima Kwanwoma Rural Bank Limited

top 10 banks in ghana, top banks in ghana, job vacancies in rural banks in ghana

Source: apps8811.check-moneywithpocket18.loan

The bank was established on September 6th, 1983 with the help of inhabitants of the Pakyi area. Atwima Kwawoma Rural bank has started its journey with GH¢ 53.83 back then, and now it was featured on the top 10 list. The formation of the bank was initiated by Nana Gyamfi Sakyi II, Nana Okyere Taa Amoantwi II, Chief of Pakyi No. 2 and the elders of the Pakyi No. 2. Nana Okyere Taa Amoantwi II was first to board chairman of the bank. If you like to know more about the history of the bank, check out their official website. The bank provides the following services to their clients- Foreign Remittances, Electronic banking products, Shares, Church development loan, Motor vehicle loan, clearance loan, SME loans, Salary loans, Susu loans, Current accounts, Savings accounts and Susu savings accounts. The bank also ranked 32 among the top 100 financial institutions in the country. Follow them on social media for daily updates.

Website: akrbank.com

4. Otuasekan Rural Bank Limited

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adansi rural bank

Source: otuasekanrb.com

The head office of Otuasekan Rural bank is situated at Kofiase in the Ashanti region of our country. The bank started its journey under the code of company 1963 Act 179, on 18th May 1988. The business started on the 24th of May, 1988 after receiving the certificate. According to the records the bank, the share capital of the shareholders was around One Million Five Hundred and Eighteen Thousand Four hundred and Twenty Two Cedis, Sixty Three Peswes(GHs 1,5187,422.63) in the month of June 2017. The bank also has a total of 164,959 customer base and a total of 9 agencies beside the head office. If you like to know more about their background and mission, check the website mentioned above. The bank provides the following services to the client- Salary advance, Salaried workers loan, Overdraft and loans, Social loans, Micro enterprise loans, Susu loans Schema, Farmers loan, Fast track loans, Importers loans, School schema loans, basic savings and current accounts, etc. You can also browse the services on the official website of the bank.

Website: otuasekanrb.com

5. South Akim Rural Bank Limited

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sekyere rural bank

Source: sarbgh.com

The head office of the South Akim Rural bank is located at Nankese, Suhum Kraboa-coalter district, situated at the east region of the country. The bank was established on August 25th, 1984 and started their journey on November 2nd, 1984. There are a total of 7 agencies beside the main office. This page has detailed information about the agency network of the South Akim Rural bank. You can also find the agencies along with the contact information and addresses in the previous section of the article. The tagline of the bank is ‘My bank, Our bank’. The bank provides the following services to the client- All mainstream banking services, commercial loan, salary loan, agriculture loan, cottage loan, personal loan, instrument and church development loan, petroleum and mining loan, domestic and foreign fund transfers, etc. If you are interested in the services of the bank, check this official page. If you like to get updates on the social platform then follow them on their respective social media sites. Here is the link of their Facebook page.

Website: sarbgh.com

6. Ahantaman Rural Bank Limited

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Source: youtube, @MTNGhana

The bank was established in 1984 to help the rural dwellers of the Agona. There are fifteen branches all over the four districts of the western region of the country. If you like to know more about the history, mission statement, and vision of the bank then visit this link. The bank offers following services to their clients and to the new customers - Mainsteam banking services including the Susu savings and Susu accounts, Daakye investment plans, Treasury bills, fixed deposit account, Western union foreign fund transfers, almost all type of loan services, and domestic fund transfer. If you like to know the services in detail then visit the link mentioned above and click on the product and services option.

Website: ahantamanbank.com.gh

7. Akim Bosome Rural Bank Limited

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Source: akimbosomeruralbank.com

The bank started its office in Akim Swedru in 1984 for providing the institutional credits to the farming community. Akim Swedru is actually a farming community of the south district Birim. The head office of the bank is situated in the eastern region of Ghana. This is an authorized and licensed bank which offers a lot of services to its clients. If you like to know more about the vision and goals of the bank, follow this link. The bank provides the following services to their clients- mainstream services, overdraft, cash evacuation, domestic and international money transfer, mobile money services and many more. If you like to get the details of each service, then visit the following official website of the bank.

Website: akimbosomeruralbank.com

8. Akuapem Rural Bank Limited

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Source: akuapemruralbank.com

Akuapem Rural bank was established in 1980 for helping the rural dwellers and occupies the 8th position in this top ten list. The bank was awarded for climbing up the ladder and reaching the 64th position in the GIPC Ghana club 100 awards. They also donated cutlasses, knapsack sprayers and weedicides to the Municipal Assembly of the Akuapem North. The bank also won the maiden Association of Rural banks awards for the best Eastern region RCB. Their goal is to become the best rural banks in Ghana. Honesty, responsibility, dependability, and motivation are the things they collectively count as corporate values. If you like to know more about the background and the history of the bank then, visit their official page. The bank provides the following services to their clients - all types of account services, micro-finance services, loans including Akusika loans and Asore Nkoso loans, Afahye loan, etc. Visit this page for detailed information on the products and services.

Website: akuapemruralbank.com

9. Odotobri Rural Bank Limited

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Source: ashantiweb.com

About the bank: The bank was established for providing the services to the local farmers. Before the establishment of the bank, the farmers of Odotobri area used to walk for 20 km to reach Ghana commercial bank to cash their Akuafo cheques. In 29th March 1982, the bank was established under the companies code of (registration number 20476) 1963 (Act 179). From 16th September 1983, after receiving their license, the bank started to provide their services to the public. For more on the background and the history of the article, visit this official web-page. The bank provides the following services to their clients- all types of deposit services, Susu loans, traditional loans and overdraft, Salary loans, Social and funeral loans, Ghana Blind Union (GBN) loans, Micro finance loans, domestic and international money transfer and ATM services. if you like to know details about each service then visit this official page.

Website: odotobribank.com

10. Bosomtwe Rural Bank limited

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Source: bosomtweruralbankgh.com

About the bank: The history of Bosomtwe Rural Bank is pretty similar to the story of the Odotobri Rural Bank. The bank was established to help the Kuntanase poor farmers. Before the establishment of the rural bank, the farmers had to walk 48 kilometers on foot to cash their Akuafo cheques at Ghana commercial bank. The bank has a total of 11 branches in all over the Ashanti region. For more on the background and history, you can visit the official webpage of the bank. The bank provides the following services to their customer- All the basic deposit services including Easter Bonaza, Christmas Bonaza, Overdraft facilities, Trade financing and commercial loans, Micro credit and settlement loans. If you want the details of each service then visit the bank's official website.

Website: bosomtweruralbankgh.com

Source: Yen.com.gh

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